Fast & Affordable Landlord Insurance in Rhode Island

Take the risk out of your investment. Landlord insurance offers a level of protection that is just not offered with a standard insurance home policy.

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    Review Stars

    We've gotten more than $11 million in property insured in Rhode Island

    EM
    Eric Martin
    Sacramento, CA

    I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

    EO
    Elizabeth Oreo
    Etowah, TN

    They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

    AC
    Arnold Chambers
    Louisville, KY

    The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

    RU
    Robert Unterberger
    Wynnewood, PA

    Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

    Did you know this about being a landlord in Rhode Island?

    Though Rhode Island does not practice rent control and has no limits of what type of fees can be charged by the landlord, it is still a somewhat landlord-friendly state. The evictions can be lengthy in Rhode Island. Getting landlord insurance in Rhode Island is a good idea:

    • 21 of the coastal area communities are in danger of tropical/hurricanes
    • Rising sea levels raise this risk

    How Much Does Landlord Insurance Cost in Rhode Island?

    The cost of landlord insurance in Rhode Island is about $2,550 per year, which is significantly higiher than the national average.
    The cost of landlord insurance in Rhode Island is about $2,550 per year, which is significantly higiher than the national average.

    Who is landlord insurance for?

    Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

    Legal liabilities
    Fire and water damage
    Financial protection against natural disasters
    Protection for your furnishings
    A SMS conversation with a Steadily broker and a customer.

    Properties we look after

    We make it easy to get landlord insurance for many types of properties

    We also help AirBNBs, VRBOS, and other rental properties

    Not sure if your property is covered?
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    Single Family

    Apartment

    Multi-family

    Manufactured

    Condo units

    Vacant or restoration

    Building data

    Properties across the state vary in size and characteristics. Here is data on the properties we've insured.

    Average Sq/Ft:
    % Single Family:
    % Duplex:
    % Triplex:
    Stucco:
    Brick:
    Log:
    Above Average:
    Custom:
    Economy:
    Standard:
    Premium:
    Boiler:
    Heat Pump:
    Furnace:
    Direct Heat:

    Coverages

    We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium

    Riot & civil commotion

    Protect your rental property from damage caused by riots or civil commotion. Steadily’s landlord insurance includes coverage for these rare but costly events.

    Vandalism & burglary

    Steadily offers landlord insurance coverage for vandalism and burglary damage. Learn what’s included, how it protects your rental property, and get a quote online.

    Loss of rent

    Landlord insurance from Steadily covers loss of rent due to a covered claim. See coverage details, limits, and get a quote in minutes.

    Storm and hail

    Landlord insurance from Steadily covers storm, wind, hail, and lightning damage. See coverage details, limits, and get a quote in minutes.

    Water

    Landlord insurance from Steadily covers common types of water-related damage. Discover coverage details, policy limits, and get a quote in minutes.

    Legal liability

    Landlord insurance from Steadily covers common types of legal liability claims. Discover coverage details, policy limits, and get a quote in minutes.

    Fire

    Landlord insurance from Steadily covers common types of fire-related damage. Discover coverage details, policy limits, and get a quote in minutes.

    Recent Insurance Quotes in Rhode Island

    Westerly, RI

    $319.70

    Westerly, RI

    $833.51

    Westerly, RI

    $762.20

    Westerly, RYI

    $720.00

    Get coverage in minutes

    No hidden cancellation fees. Competitive rates nationwide.

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      Steadily Insurance Company and Steadily Insurance Agency, Inc. are fully owned subsidiaries of Steadily, Inc. Steadily Insurance Company is an Arizona insurance company; NAIC 16963. Steadily Insurance Agency, Inc is licensed in all 50 states and Washington, DC; NPN 19627533.

      The information on this site is general in nature. Any description of coverage is necessarily simplified. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of the actual policy. Nothing on this site alters the terms or conditions of any of our policies. You should read the policy for a complete description of coverage. Coverage options, limits, discounts, deductibles and other features are subject to individuals meeting our underwriting criteria and state availability. Not all features available in all states. Discounts may not apply to all coverages. 1. Rental property specialists are insurance agencies and carriers that write more than 75% of their business on DP-1 and DP-3 landlord insurance policies