What Is Landlord Insurance?
Landlord Insurance is an insurance policy designed to cover property owners where there is damage to a property they rent out.
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Chapters:
0:00 What Is Landlord Insurance?
0:32 Is Landlord Insurance Required?
0:43 What Are The Costs?
1:05 Find Out More
Landlord Insurance is an insurance policy designed to cover property owners where there is damage to a property they rent out.
What exactly does that mean? Here’s an example.
Annette owns an apartment building she rents out to tenants. One of her tenants accidentally starts a fire in their apartment, resulting in damage to that unit and a few others.
Annette’s landlord insurance policy would help pay for the repairs or rebuilding needed to make those units inhabitable again, but would not cover the loss of her tenants’ personal property. If somebody is injured in this fire and wants Annette to pay for the medical fees, her landlord insurance would provide liability coverage for the resulting legal fees and medical expenses.
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