Trusted insurance service for landlords in Aurora IL
Rated Excellent (4.4 stars out of 5) on TrustPilot
Rated Excellent (4.4 stars out of 5) on TrustPilot
Even though landlord insurance isn’t required by law in Illinois, it is a wise choice to get it. The state is quickly becoming one of the hottest rental markets in America. Illinois has severe windstorms and hailstorms (record hail ball measured over 4″ in diameter!). Illinois is a tenant-friendly state and has strict laws regarding landlords. Make sure you’re covered!
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
We help make it easy to get property insurance for whatever type of property you own.
Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.
We help property investors get affordable landlord insurance in all 50 states. Our team of knowledgeable sales agents across the country are experts at get the right coverage for your needs.
No hidden cancellation fees. Competitive rates nationwide.