Trusted insurance service for landlords in Fargo ND
Rated Excellent (4.4 stars out of 5) on TrustPilot
get a quote in minutes
Landlord Insurance in Fargo ND
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Landlord Insurance in Fargo, North Dakota
North Dakota, without a doubt, is a landlord-friendly state with its low taxes. The oil field boom has created a surge in new renters looking for properties (in 2019, 38.67% of households were renters). With opportunity comes risk:
- Floods are the highest risk for properties
- North Dakota has from 19 to 35 thunderstorms a year
- On average, 13 windstorms a year
Who needs landlord insurance in Fargo ND?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
Coverage against legal liabilities
Coverage for fire and water damage
Financial protection against natural disasters
Protection against tenant injury
.png)
Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
Not sure if your property is covered?
Contact us.webp)
Single Family
.webp)
Apartment
.webp)
Multi-family
.webp)
Manufactured
.webp)
Condo units
.webp)
Vacant or restoration
Landlord insurance coverages in Fargo ND
Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.
Fire
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Water
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Windstorm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Lawsuits
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
Riot and civil commotion
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.
Vandalism & theft
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Injury
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Bonus coverages
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.
We're national & local
We help property investors get affordable landlord insurance in all 50 states. Our team of knowledgeable sales agents across the country are experts at get the right coverage for your needs.
%20(1).jpg)
Get coverage in minutes
No hidden cancellation fees. Competitive rates nationwide.