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Landlord Insurance in Southaven MS
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Landlord insurance in Southaven, Mississippi
Mississippi is a landlord-friendly state. There is no limit on how much a landlord can charge for security deposits, and landlords have 45 days to return security deposits after lease termination. Mississippi is highly affordable and an excellent state for new landlords. The Median Home Value: $131,031 in 2021 but has a slightly higher than average unemployment rate of 6.3% in 2021. Between the years 1953 and 2019, Mississippi had declared 75 major disasters, mainly severe storms and hurricanes. Landlords should consider getting landlord insurance to take the risk out of their rental property investments!
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
Coverage against legal liabilities
Coverage for fire and water damage
Financial protection against natural disasters
Protection against tenant injury
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Properties we help
We help make it easy to get property insurance for whatever type of property you own.
Apartment building
Single-family
Condo units
Multi-family
Manufactured
Vacant or restoration
Landlord insurance coverages in Southaven MS
Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.
Fire
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Water
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Windstorm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Lawsuits
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
Riot and civil commotion
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.
Vandalism & theft
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Injury
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Bonus coverages
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.
We're national & local
We help property investors get affordable landlord insurance in all 50 states. Our team of knowledgeable sales agents across the country are experts at get the right coverage for your needs.
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No hidden cancellation fees. Competitive rates nationwide.