Fast & Affordable Landlord Insurance in Arizona
Take the risk out of your investment. Landlord insurance offers a level of protection that is just not offered with a standard insurance home policy.
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We've gotten more than $376 million in property insured in Arizona
More about being a landlord in Arizona
Arizona is widely known as a landlord-friendly state. The landlord-tenant laws in Arizona are more relaxed than in its neighboring state, California. Getting landlord insurance in Arizona is a good choice since the desert conditions leave room for wildfires, explosive monsoons, and strong straight winds. Here are some tips for landlording in Arizona:
- No limit on late fees (unless it is a mobile home that can’t exceed $5 a day).
- Landlords are required to leave a 2-day notice of entry if they need to access the property.
- The security deposit must be returned 14 days after the tenant vacates the property.
How Much Does Landlord Insurance Cost in Arizona?
The cost of landlord insurance in Arizona is about $839 per year, which is significantly lower than the national average.
Who is landlord insurance for?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
Legal liabilities
Fire and water damage
Financial protection against natural disasters
Protection for your furnishings
Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
Not sure if your property is covered?
Contact usSingle Family
Apartment
Multi-family
Manufactured
Condo units
Vacant or restoration
Building data
Properties across the state vary in size and characteristics. Here is data on the properties we've insured.
Average Sq/Ft:
% Single Family:
% Duplex:
% Triplex:
1,909
89.16%
4.65%
1.43%
Stucco:
Brick:
Log:
47.14%
13.60%
0.05%
Above Average:
Custom:
Economy:
Standard:
Premium:
11.20%
1.94%
5.88%
80.52%
0.36%
Boiler:
Heat Pump:
Furnace:
Direct Heat:
1.84%
2.61%
95.19%
0.26%
Coverages
We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium
Get a quoteFire
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property
Water
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties
Lawsuits
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property
Riot and civil commotion
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors
Vandalism & theft
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines
Injury
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property
Bonus coverages
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles
Windstorm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades
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