Steadily is the best-rated landlord insurance company in America
We've gotten more than $312 million in property insured in Florida
Rated Excellent (4.4 stars out of 5) on TrustPilot
get a quote in minutes
Fast & Affordable Landlord Insurance in Florida
Take the risk out of your investment. Landlord insurance offers a level of protection that is just not offered with a standard insurance home policy.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
.webp)
Are You a Landlord in Florida?
Florida is a fantastic place to be a landlord because Florida is known as a landlord-friendly state with one of the highest populations of renters in the nation. An estimated 2.64 million of the 19 million people residing in Florida are renters. That consists of 13.3% of the state’s population. Florida also does not have rent control. Find out how much a landlord can increase rent in Florida.
Make sure that you have landlord insurance because Florida is amongst the top states for occurring natural disasters. Since 1950 Florida has had 65 significant disasters that have been declared.
Who is landlord insurance for?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
Legal liabilities
Fire and water damage
Financial protection against natural disasters
Protection for your furnishings
.jpg)
Properties we help
We help make it easy to get property insurance for whatever type of property you own.
We also help get coverage for Airbnbs and other rentals.
Apartment building
Typical Premium
$1,838.00
Single-family
Typical Premium
$1,985.00
Condo units
Typical Premium
$1,142.00
Multi-family
Typical Premium
$2,127.00
Manufactured
Typical Premium
$1,856.00
Vacant or restoration
Typical Premium
$1,345.00
Building Data
Properties across the state vary in size and characteristics. Here is data on the properties we've insured.
Average Sq/Ft:
% Single Family:
% Duplex:
% Triplex:
Stucco:
Brick:
Log:
Above Average:
Custom:
Economy:
Standard:
Premium:
Boiler:
Heat Pump:
Furnace:
Direct Heat:
Coverages
Your insurance policy can cover a wide range of risks, or you can choose a limited set of coverages for a lower premium.
Fire
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property.
Water
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties.
Windstorm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades.
Lawsuits
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property.
Riot and civil commotion
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors.
Vandalism & theft
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines.
Injury
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property.
Bonus coverages
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles.
Recent Insurance Quotes in Florida
Nearby Cities
Get coverage in minutes
No hidden cancellation fees. Competitive rates nationwide.