Fast & Affordable Landlord Insurance in Idaho
Easy online insurance for rental property owners and investors. Steadily is rated 4.5 out of 5 stars by landlords nationwide.
We've gotten more than $19 million in property insured in Idaho
Idaho is a great place to be a landlord
Idaho has a property tax rate of only 0.72% (ranking ninth-lowest in the United States). In terms of job security, Idaho’s jobs are expected to grow 1.5% annually in 2022. Idaho is a landlord-friendly state with laws that give landlords more freedom to conduct business. These favorable market conditions are matched with a higher entry barrier, with the average median home price being $398,900.
How Much Does Landlord Insurance Cost in Idaho?
Who is landlord insurance for?
Landlord insurance (also known as rental insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:
Properties we look after
We make it easy to get landlord insurance for many types of properties
We also help AirBNBs, VRBOS, and other rental properties
Single Family
Apartment
Multi-family
Manufactured
Condo units
Vacant or restoration
Building data
Properties across the state vary in size and characteristics. Here is data on the properties we've insured.
Coverages
We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium
Get a quoteFire
Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property
Water
Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties
Lawsuits
Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property
Riot and civil commotion
When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors
Vandalism & theft
Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines
Injury
Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property
Bonus coverages
Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles
Windstorm, hail, & lightning
Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades
Recent Insurance Quotes in Idaho
$516.00
$660.00
$746.75
$580.00
Get coverage in minutes
No hidden cancellation fees. Competitive rates nationwide.