Fast, affordable landlord insurance

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Largest rental property specialist in the US ¹

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One of the best-rated landlord insurance services in America

Eric Martin

Sacramento, CA

I had a quote within half an hour and then connected them with my mortgage lender for closing via email. Very easy to work with.

Elizabeth Oreo

Etowah, TN

They respond quickly and communicate well. I was able to get the policy I needed to convert my vacation home to Airbnb.

Arnold Chambers

Louisville, KY

The process of getting a landlord policy was very smooth. A few text messages, and the price was great, new policy saved us over $600!

Robert Unterberger

Wynnewood, PA

Best coverage option for small landlord. Very impressed by easy to navigate website and competitive coverage. Couldn't ask for better.

Who is landlord insurance for?

Landlord insurance (also known as landlord property insurance) is a policy for people who rent their homes to others. Landlord insurance is not required for a landlord, but insurance can bring many benefits:

Legal liabilities

Fire and water damage

Financial protection against natural disasters

Protection for your furnishings

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Properties we look after

We make it easy to get landlord insurance for many types of properties

We also help AirBNBs, VRBOS, and other rental properties

Not sure if your property is covered?

Single Family

Apartment

Multi-family

Manufactured

Condo units

Vacant or restoration

Coverages

We cover a wide range of risks, or you can choose a limited set of coverages for a lower premium

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Fire

Because of modern safety codes, fires have become rarer, but the fires that do start tend to cause total destruction of the property

Water

Broken pipes and appliance leaks are the most common and overall the most expensive property damage for rental properties

Lawsuits

Liability protection covers the cost of defending you and settling claims from tenants and their guests for injuries sustained on your property

Riot and civil commotion

When violent protests break out, riot coverage can pay to fix property damage caused by looters and protestors

Vandalism & theft

Malicious mischief coverage, as it’s known, covers repairs to broken glass, graffiti removal, and replacement of stolen or damaged property like shared washing machines

Injury

Injury protection can keep you from getting stuck with the cost of medical bills if a tenant or visitor gets injured on the property

Bonus coverages

Many policies also include coverage for a long list of other perils such as riots or civil commotion, explosions, volcanic eruptions, and damage caused by vehicles

Windstorm, hail, & lightning

Roof damage from storms has become increasingly common as the intensity and frequency of storms have increased over the last two decades

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No hidden cancellation fees. Competitive rates nationwide.